The financial services ecosystem is undergoing an irreversible shift. Across the globe, customer expectations, technological advancements, and the rise of nontraditional players are reshaping the industry. This revolution isn’t reserved for the largest institutions—banks, insurers, payments providers, wealth managers, and FinTechs of all sizes can seize this moment to innovate, expand, and compete on new terms.

Embedded finance is on track to reach $570 billion in global revenue by 2033. Source: Allied Research
The entire global financial system is being reshaped by open ecosystems, agile challengers, and collaborative technology. Smaller institutions, FinTechs, and platform players are breaking down traditional barriers through data sharing, embedded products, and market entry at pace. With global regulators enabling customer choice, and new platforms lowering the cost of entry, the playing field is opening to a broader set of competitors.
Customers are setting a new standard—personalized, predictive, and fast. They expect financial services to work like their favorite apps: intuitive, secure, and one step ahead. To deliver, institutions must unlock the power of data, AI, and real-time digital infrastructure. The winners will be those who use intelligence to anticipate needs—not just react to them.

L.E.K. partners with institutions across the global financial services ecosystem, operating in every major financial center to deliver insights and strategies that address the game-changing forces impacting Consumer, Commercial, and Investors in Financial Services.
We specialize in tailored strategies for key sectors:
These sectors aren't just shaping the future; they're redefining the very foundation of how businesses and consumers interact with financial services, pushing boundaries and unlocking unprecedented opportunities.
Your partner for a shapeshifting industry
Why LEK
At L.E.K., we help financial services leaders navigate disruption, transformation, and growth with insight and intention. Our senior-led teams co-create tailored strategies, combining strategic perspective, financial rigor, and a best-in-breed mindset—empowering clients to rethink models, enter new markets, and build long-term value with focus and impact —start the conversation with us today.